Privacy Policy - InvestAware

Privacy Policy Overview

IMPORTANT LEGAL NOTICE

BY ACCESSING OR USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THIS PRIVACY POLICY IN ITS ENTIRETY. IF YOU DO NOT AGREE WITH ANY PART OF THIS POLICY, YOU MUST IMMEDIATELY DISCONTINUE USE OF OUR SERVICES.

This Privacy Policy ("Policy") constitutes a legally binding agreement between you ("User," "you," or "your") and InvestAware, LLC ("Company," "we," "us," or "our"). This Policy governs the collection, use, processing, storage, transfer, and disclosure of your personal information and data when you access or use our website, platform, services, applications, or any related services (collectively, the "Services").

Acceptance and Modifications

We reserve the absolute right to modify, update, or replace this Policy at any time without prior notice. Your continued use of our Services after any changes constitutes acceptance of the revised Policy. It is your responsibility to review this Policy periodically.

This Policy incorporates by reference our Terms of Service and any other agreements between you and the Company. In the event of any conflict between this Policy and other agreements, the terms most favorable to the Company shall prevail.

Scope of Application

This Policy applies to all users, visitors, and others who access or use our Services, regardless of how they access or use them. This includes but is not limited to direct website access, mobile applications, API usage, third-party integrations, and any future services we may offer.

Definitions and Interpretations

The following terms shall have the meanings set forth below. These definitions are binding and shall be interpreted in the manner most favorable to the Company:

"Company," "we," "us," or "our"

Refers to InvestAware, LLC, a limited liability company organized under the laws of Texas, including all subsidiaries, affiliates, successors, assigns, officers, directors, employees, agents, contractors, and representatives, located at 205 Hickory Ridge Court, Argyle, TX 76226, United States.

"Personal Data" or "Personal Information"

Any information, data, or content that relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, to an identified or identifiable natural person, including but not limited to names, addresses, email addresses, phone numbers, financial information, device identifiers, IP addresses, biometric data, location data, online identifiers, and any other information that could be used alone or in combination to identify an individual.

"Services"

All products, services, websites, applications, platforms, APIs, tools, content, features, and functionalities provided by the Company, including but not limited to the InvestAware website (investaware.us), mobile applications, web applications, investment analysis tools, prediction services, portfolio management features, and any future services or products offered by the Company.

"Usage Data" or "Analytics Data"

All data, information, and content collected automatically through your use of our Services, including but not limited to log files, cookies, web beacons, device information, browser information, IP addresses, referring URLs, pages viewed, time spent, click-through data, search queries, user interactions, performance metrics, error logs, and any other technical or behavioral data.

"User," "you," or "your"

Any individual, entity, or organization that accesses, uses, or interacts with our Services in any manner, including visitors, registered users, subscribers, customers, and any person acting on behalf of such individuals or entities.

"Third Parties"

Any individual, company, organization, service provider, vendor, partner, affiliate, or entity that is not the Company or the User, including but not limited to payment processors, analytics providers, advertising networks, cloud service providers, and government entities.

"Processing"

Any operation or set of operations performed on personal data, whether or not by automated means, including collection, recording, organization, structuring, storage, adaptation, alteration, retrieval, consultation, use, disclosure, dissemination, alignment, combination, restriction, erasure, or destruction.

"Applicable Law"

All federal, state, and local laws, regulations, ordinances, rules, and legal requirements applicable to the Company's business operations, including but not limited to privacy laws, data protection regulations, securities laws, and consumer protection statutes.

Comprehensive Data Collection Practices

BROAD DATA COLLECTION AUTHORIZATION

By using our Services, you expressly consent to our collection, processing, and use of ALL categories of information described below, as well as any other information that may be collected through your use of our Services, whether explicitly listed or not.

Personal and Identifying Information

We collect, process, and store the following personal information:

Full name, email address, phone number, and mailing address
Date of birth, age, gender, and demographic information
Government-issued identification numbers (SSN, driver's license, passport)
Financial information including bank account details, credit card information, investment accounts, net worth, income, and financial goals
Employment information including employer, job title, work address, and professional credentials
Educational background and professional qualifications
Investment experience, risk tolerance, and trading history
Tax identification numbers and tax-related information
Biometric data including fingerprints, voice recordings, and facial recognition data
Social media profiles, usernames, and publicly available information
Emergency contact information and beneficiary details
Any other information you provide directly or indirectly through our Services

Technical and Usage Information

We automatically collect extensive technical and behavioral data:

Device and Network Data

• IP addresses (current and historical)

• Device identifiers, hardware specifications

• Operating system and software versions

• Browser type, version, and settings

• Network connection information

• Mobile carrier and network operator data

Behavioral and Interaction Data

• Complete browsing history and clickstream data

• Time spent on pages and user engagement metrics

• Search queries and search history

• Mouse movements, scroll patterns, and keystroke dynamics

• Screen resolution and viewport information

• Error logs and crash reports

Location and Geospatial Data

We collect precise and approximate location information through:

• GPS coordinates and precise geolocation data

• IP-based location approximation

• Wi-Fi network and Bluetooth beacon data

• Cell tower triangulation data

• Location history and movement patterns

Third-Party and Integrated Data

We may collect information from third-party sources:

• Social media platforms and public profiles

• Credit reporting agencies and financial institutions

• Data brokers and marketing companies

• Government databases and public records

• Business partners and affiliate networks

• Analytics and advertising platforms

Cookies, Tracking, and Monitoring Technologies

We employ comprehensive tracking and monitoring technologies:

Essential and Functional Cookies

Session management, authentication, security, and core functionality

Analytics and Performance Tracking

Comprehensive user behavior analysis, A/B testing, and performance monitoring

Advertising and Marketing Technologies

Targeted advertising, retargeting, conversion tracking, and marketing attribution

Advanced Tracking Methods

Web beacons, pixel tags, local storage, fingerprinting, and cross-device tracking

IMPORTANT: By using our Services, you consent to all tracking technologies described above. Some tracking may continue even after you leave our website through persistent identifiers and cross-site tracking mechanisms.

Comprehensive Data Usage and Processing

BROAD USAGE AUTHORIZATION

You hereby grant us an irrevocable, worldwide, royalty-free license to use, process, analyze, modify, and exploit your data for any lawful business purpose. This authorization extends to all current and future uses, whether explicitly described below or not.

Core Service Operations

• Providing, maintaining, and improving our investment analysis platform and all related services
• Processing transactions, payments, and subscription management
• User authentication, account management, and access control
• Generating investment predictions, recommendations, and personalized content
• Customer support, technical assistance, and dispute resolution
• Platform security, fraud prevention, and risk assessment

Business Intelligence and Analytics

• Comprehensive user behavior analysis and profiling
• Market research, trend analysis, and competitive intelligence
• Performance monitoring, optimization, and A/B testing
• Predictive modeling and machine learning algorithm development
• Business strategy development and decision-making support
• Creation of aggregated and anonymized datasets for commercial use

Marketing and Communications

• Targeted advertising and personalized marketing campaigns
• Email marketing, newsletters, and promotional communications
• Social media marketing and influencer partnerships
• Cross-platform advertising and retargeting campaigns
• Customer segmentation and behavioral targeting
• Brand awareness campaigns and market expansion efforts

Legal and Compliance

• Compliance with applicable laws, regulations, and legal obligations
• Responding to legal process, court orders, and government requests
• Protecting our rights, property, and interests in legal proceedings
• Enforcing our terms of service and other agreements
• Investigating and preventing fraud, abuse, and illegal activities
• Maintaining records for audit and regulatory purposes

Commercial and Strategic Purposes

• Monetization of data through partnerships and licensing agreements
• Development of new products, services, and revenue streams
• Strategic business planning and corporate development
• Merger and acquisition due diligence and integration
• Investor relations and fundraising activities
• Intellectual property development and protection

Third-Party Integrations and Partnerships

• Sharing data with service providers, vendors, and business partners
• Integration with third-party platforms and APIs
• Collaborative research and development projects
• Joint marketing and promotional activities
• Data enrichment and validation services
• Cloud computing and infrastructure services

Automated Decision-Making and Profiling

We may use your data for automated decision-making, including algorithmic processing, artificial intelligence, and machine learning applications. This may affect the services, content, and offers you receive. You acknowledge that such automated processing may result in decisions that significantly impact you.

Unlimited Usage Rights

The Company reserves the right to use your data for any lawful purpose not explicitly prohibited by applicable law. This includes future uses that may not be currently contemplated or described in this Policy. Your continued use of our Services constitutes ongoing consent to such uses.

Comprehensive Data Sharing and Disclosure

BROAD SHARING AUTHORIZATION

BY USING OUR SERVICES, YOU EXPRESSLY CONSENT TO THE SHARING, TRANSFER, AND DISCLOSURE OF YOUR PERSONAL INFORMATION AND DATA AS DESCRIBED BELOW AND FOR ANY OTHER LAWFUL BUSINESS PURPOSE. THIS CONSENT IS IRREVOCABLE AND SURVIVES TERMINATION OF YOUR ACCOUNT.

We may share, transfer, sell, license, or otherwise disclose your personal information and data in the following circumstances, without limitation:

Service Providers and Vendors

• Cloud computing and data storage providers
• Payment processors and financial service providers
• Analytics and marketing service providers
• Customer support and communication platforms
• Security and fraud prevention services
• Any other third-party service providers we engage

Business Partners and Affiliates

• Current and future subsidiaries, affiliates, and related companies
• Joint venture partners and strategic alliance partners
• Marketing partners and advertising networks
• Data brokers and information aggregators
• Financial institutions and investment platforms
• Technology partners and integration providers

Corporate Transactions

• Mergers, acquisitions, and corporate restructuring
• Asset sales, divestitures, and spin-offs
• Bankruptcy, insolvency, or liquidation proceedings
• Due diligence processes and negotiations
• Financing transactions and investor relations
• Any other corporate transaction or business combination

Legal and Regulatory Compliance

• Government agencies and regulatory authorities
• Law enforcement and judicial proceedings
• Legal counsel and professional advisors
• Compliance with subpoenas, court orders, and legal process
• Tax authorities and financial regulators
• Any other legally mandated disclosure

Protection of Rights and Interests

• Protecting our legal rights, property, and business interests
• Enforcing our terms of service and other agreements
• Investigating fraud, abuse, and security incidents
• Protecting the safety and security of users and the public
• Defending against legal claims and litigation
• Preventing illegal activities and policy violations

Commercial and Marketing Purposes

• Data monetization and licensing agreements
• Market research and consumer insights companies
• Advertising networks and marketing platforms
• Lead generation and customer acquisition services
• Business intelligence and analytics providers
• Any other commercial partnership or arrangement

International Transfers

• Transfer to countries with different privacy laws
• Cross-border data processing and storage
• International business operations and subsidiaries
• Global service providers and cloud platforms
• Compliance with international legal requirements
• Any other international business purpose

Aggregated and Anonymized Data

We may share aggregated, anonymized, or de-identified data with any third party for any lawful purpose without restriction. We reserve the right to determine what constitutes "anonymized" or "de-identified" data in our sole discretion.

Unlimited Sharing Rights

The Company reserves the right to share your information with any third party for any lawful business purpose, whether or not explicitly described above. We may also share information in circumstances not currently contemplated, and your continued use of our Services constitutes ongoing consent to such sharing.

Data Retention and Storage

EXTENDED RETENTION AUTHORIZATION

You acknowledge and agree that we may retain your personal information and data for extended periods as determined by our business needs, legal requirements, and legitimate interests, which may exceed typical retention periods.

Retention Periods

• Account Data: Retained indefinitely while your account is active and for up to 10 years after account closure
• Financial Data: Retained for up to 10 years or as required by applicable financial regulations
• Usage and Analytics Data: Retained indefinitely for business intelligence and service improvement
• Communication Records: Retained for up to 7 years for customer service and legal purposes
• Legal and Compliance Data: Retained indefinitely or as required by applicable laws
• Backup and Archive Data: May be retained indefinitely in backup systems and archives

Extended Retention Circumstances

We may retain your data for extended periods when:

• Required by applicable laws, regulations, or legal obligations
• Necessary for ongoing legal proceedings or potential litigation
• Needed to protect our rights, property, or legitimate business interests
• Required for regulatory compliance and audit purposes
• Necessary for fraud prevention and security purposes
• Used for historical analysis and business intelligence
• Stored in backup systems that are not regularly purged

Data Storage and Security

• Data may be stored on servers located worldwide
• Backup copies may exist in multiple geographic locations
• Some data may be stored in offline or archival systems
• Data may be stored by third-party service providers
• Deletion requests may not apply to backup or archival copies
• Complete data removal may not be technically feasible

Retention Discretion

The Company reserves the sole discretion to determine appropriate retention periods based on business needs, legal requirements, and operational considerations. Retention periods may be extended without notice, and data deletion is not guaranteed even after stated retention periods expire.

Your Privacy Rights and Limitations

IMPORTANT LIMITATIONS ON RIGHTS

While you may have certain rights under applicable privacy laws, these rights are subject to significant limitations, exceptions, and restrictions as described below. The Company reserves the right to deny, limit, or condition any privacy rights request.

Access and Correction Rights

Subject to verification and limitations, you may request:

• Access to certain personal information we maintain about you
• Correction of inaccurate personal information
• Information about our data processing activities

Limitations: We may deny requests that are excessive, repetitive, technically infeasible, or would compromise security or proprietary information.

Data Deletion Rights

You may request deletion of personal information, subject to exceptions:

• Legal obligations and regulatory requirements
• Ongoing legal proceedings and potential litigation
• Fraud prevention and security purposes
• Business records and financial documentation
• Backup and archival systems
• Legitimate business interests and operations

Important: Complete deletion may not be possible due to technical limitations and legal requirements.

Data Portability

Limited data portability may be available for:

• Basic account information you provided directly
• Data in commonly used formats
• Information that does not compromise security or proprietary systems

Exclusions: Derived data, analytics, proprietary algorithms, and third-party data are not portable.

Marketing Opt-Out

You may opt out of certain marketing communications:

• Email marketing newsletters and promotions
• SMS and text message marketing
• Certain targeted advertising

Note: Opt-out does not apply to transactional communications, legal notices, or service-related messages.

Processing Restrictions

Limited rights to restrict processing in specific circumstances:

• During accuracy disputes (temporary restriction only)
• For unlawful processing (subject to legal determination)
• When data is no longer needed but required for legal claims

Limitations: Restrictions do not apply to essential business operations, legal compliance, or legitimate interests.

Request Processing

Privacy rights requests are subject to identity verification, may take up to 45 days to process, and may incur reasonable fees. We reserve the right to deny requests that are frivolous, excessive, or technically infeasible.

Rights Waiver

By using our Services, you acknowledge that certain privacy rights may be limited or waived to the extent permitted by law. Your continued use constitutes acceptance of these limitations and ongoing consent to our data practices.

Data Security and Disclaimers

SECURITY DISCLAIMERS

WHILE WE IMPLEMENT REASONABLE SECURITY MEASURES, WE MAKE NO WARRANTIES OR GUARANTEES REGARDING THE SECURITY OF YOUR DATA. YOU ACKNOWLEDGE AND ACCEPT ALL RISKS ASSOCIATED WITH DATA TRANSMISSION AND STORAGE.

Security Measures

We implement various security measures that may include:

• Encryption of data in transit and at rest (when technically feasible)
• Access controls and authentication systems
• Network security and firewall protection
• Regular security assessments and monitoring
• Employee training and background checks
• Incident response and breach notification procedures

Security Limitations and Risks

You acknowledge the following security limitations:

• No method of transmission or storage is 100% secure
• Internet communications are inherently vulnerable
• Third-party services may have different security standards
• Human error and system failures can occur
• Cyber attacks and data breaches are possible
• Complete security cannot be guaranteed

Your Security Responsibilities

You are responsible for:

• Maintaining the confidentiality of your account credentials
• Using strong passwords and enabling two-factor authentication
• Keeping your devices and software updated
• Reporting suspected security incidents promptly
• Not sharing sensitive information through unsecured channels
• Understanding and accepting security risks

Breach Notification

In the event of a data breach, we will provide notification as required by applicable law. However, we reserve the right to determine the timing, method, and content of such notifications in our sole discretion.

Security Disclaimer

THE COMPANY DISCLAIMS ALL WARRANTIES AND REPRESENTATIONS REGARDING DATA SECURITY. YOU USE OUR SERVICES AT YOUR OWN RISK AND AGREE TO HOLD THE COMPANY HARMLESS FOR ANY SECURITY INCIDENTS, DATA BREACHES, OR UNAUTHORIZED ACCESS TO YOUR INFORMATION.

International Data Transfers

GLOBAL DATA PROCESSING CONSENT

By using our Services, you expressly consent to the transfer, processing, and storage of your personal information in countries worldwide, including countries that may not provide the same level of data protection as your home country.

Cross-Border Transfers

Your data may be transferred to and processed in:

• The United States and other countries where we operate
• Countries where our service providers and partners are located
• Jurisdictions with different privacy and data protection laws
• Countries without adequacy decisions from your local authorities
• Any location necessary for our business operations

Legal Basis for Transfers

We may rely on various legal mechanisms:

• Your explicit consent to international transfers
• Necessity for contract performance and service provision
• Legitimate business interests and operational requirements
• Legal obligations and regulatory compliance
• Standard contractual clauses (when applicable)
• Other lawful transfer mechanisms

Safeguards and Protections

Where required by law, we may implement:

• Standard contractual clauses approved by relevant authorities
• Binding corporate rules for intra-group transfers
• Certification schemes and codes of conduct
• Other appropriate safeguards as determined by applicable law

Transfer Risks

You acknowledge that international transfers may subject your data to different legal frameworks, government access rights, and security standards. You accept these risks and agree that we are not liable for any consequences of international data transfers.

Liability Limitations and Disclaimers

COMPREHENSIVE LIABILITY DISCLAIMER

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY DISCLAIMS ALL LIABILITY FOR ANY DAMAGES, LOSSES, OR HARM ARISING FROM OR RELATED TO OUR DATA PRACTICES, PRIVACY POLICIES, OR SECURITY MEASURES.

Exclusion of Warranties

WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING:

• Warranties of merchantability and fitness for a particular purpose
• Warranties regarding data accuracy, completeness, or reliability
• Warranties of uninterrupted or error-free service
• Warranties regarding data security or privacy protection
• Any warranties arising from course of dealing or usage of trade

Limitation of Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR:

• Indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Personal injury or emotional distress
• Reputational harm or damage to goodwill
• Third-party claims or actions
• Any damages exceeding $100 in the aggregate

Specific Privacy-Related Disclaimers

WE DISCLAIM LIABILITY FOR:

• Data breaches, unauthorized access, or security incidents
• Misuse of personal information by third parties
• Inaccurate or outdated personal information
• Failure to comply with privacy laws or regulations
• International data transfer risks and consequences
• Third-party privacy practices and policies

Force Majeure and External Factors

WE ARE NOT LIABLE FOR ISSUES CAUSED BY:

• Acts of God, natural disasters, or extreme weather
• Government actions, regulations, or legal changes
• Cyber attacks, hacking, or malicious activities
• Internet service provider or network failures
• Third-party service provider failures or breaches
• Any circumstances beyond our reasonable control

Jurisdictional Variations

Some jurisdictions may not allow certain limitations of liability. In such cases, our liability shall be limited to the maximum extent permitted by applicable law, but these disclaimers shall remain in effect to the fullest extent possible.

User Indemnification Obligations

MANDATORY INDEMNIFICATION

BY USING OUR SERVICES, YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS THE COMPANY FROM ALL CLAIMS, DAMAGES, AND EXPENSES ARISING FROM YOUR USE OF OUR SERVICES OR VIOLATION OF THIS PRIVACY POLICY.

Scope of Indemnification

You agree to indemnify the Company for:

• Any breach of this Privacy Policy or our Terms of Service
• Your violation of any applicable laws or regulations
• Infringement of third-party intellectual property rights
• Misuse or unauthorized disclosure of other users' information
• False, misleading, or inaccurate information you provide
• Your negligent or wrongful conduct
• Any claims arising from your use of our Services

Covered Parties

Your indemnification obligations extend to:

• InvestAware, LLC and all subsidiaries and affiliates
• Officers, directors, employees, and agents
• Contractors, consultants, and service providers
• Successors and assigns
• Any other parties acting on our behalf

Types of Claims and Damages

Indemnification covers all:

• Legal claims, lawsuits, and proceedings
• Regulatory investigations and enforcement actions
• Damages, settlements, and judgments
• Attorney fees and legal costs
• Court costs and litigation expenses
• Any other costs or expenses incurred

Defense and Settlement Rights

The Company reserves the right to:

• Assume exclusive defense of any indemnified claim
• Select counsel of our choice at your expense
• Settle claims without your consent
• Require your cooperation in defense efforts
• Seek immediate reimbursement for expenses

Survival of Obligations

Your indemnification obligations survive termination of your account, discontinuation of our Services, and any changes to this Privacy Policy. These obligations are binding on your heirs, successors, and assigns.

Dispute Resolution and Legal Terms

MANDATORY ARBITRATION

BY USING OUR SERVICES, YOU AGREE TO RESOLVE ALL DISPUTES THROUGH BINDING ARBITRATION AND WAIVE YOUR RIGHT TO JURY TRIAL AND CLASS ACTION PARTICIPATION.

Binding Arbitration

All disputes must be resolved through arbitration:

• Administered by the American Arbitration Association (AAA)
• Conducted under AAA Commercial Arbitration Rules
• Single arbitrator selected according to AAA procedures
• Located in Dallas County, Texas
• Governed by Texas state law and federal law
• Final and binding with limited appeal rights

Class Action Waiver

You expressly waive the right to:

• Participate in class action lawsuits
• Join collective or representative actions
• Seek relief on behalf of others
• Consolidate claims with other parties
• Act as a class representative or member

Governing Law and Jurisdiction

This Privacy Policy is governed by:

• The laws of the State of Texas, United States
• Federal laws of the United States
• Exclusive jurisdiction in Dallas County, Texas
• Venue in state or federal courts in Dallas County
• No conflict of laws principles apply

Limitation Period

All claims must be brought within:

• One (1) year from when the claim arose
• Shorter periods may apply under specific laws
• No extension for discovery of claims
• Waiver of longer statutory limitation periods

Costs and Fees

In any dispute:

• Each party bears their own attorney fees and costs
• Arbitration fees split equally unless otherwise ordered
• Prevailing party may recover costs in certain circumstances
• Company may seek attorney fees for frivolous claims

Severability

If any provision of this dispute resolution section is found unenforceable, the remainder shall remain in full force and effect. The arbitration agreement shall survive termination of this Privacy Policy and your use of our Services.

Children's Privacy Protection

AGE RESTRICTIONS

Our Services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors without appropriate parental consent.

Age Verification and Restrictions

• Users must be at least 18 years old to use our Services
• Users between 13-17 require verifiable parental consent
• We do not knowingly collect data from children under 13
• Age verification may be required at registration
• False age representation may result in account termination

Parental Rights and Responsibilities

Parents and guardians have the right to:

• Review personal information collected from their child
• Request deletion of their child's personal information
• Refuse further collection or use of their child's information
• Provide or withdraw consent for data collection

Note: Parents are responsible for monitoring their children's online activities and ensuring compliance with age restrictions.

Discovery and Removal Process

If we discover collection of data from children under 13:

• We will take reasonable steps to delete the information
• Account access may be immediately suspended
• Parents will be notified if contact information is available
• Future collection will be prevented

COPPA Compliance

We comply with the Children's Online Privacy Protection Act (COPPA):

• No targeted advertising to children under 13
• Parental consent required for data collection from children
• Limited collection of personal information from minors
• Safe harbor provisions apply where applicable

Reporting Concerns

If you believe a child under 13 has provided personal information to us, or if you are a parent seeking to exercise rights regarding your child's information, please contact us immediately at contact@investaware.us with "Child Privacy Concern" in the subject line.

Privacy Policy Changes and Updates

UNILATERAL MODIFICATION RIGHTS

WE RESERVE THE ABSOLUTE RIGHT TO MODIFY, UPDATE, OR REPLACE THIS PRIVACY POLICY AT ANY TIME WITHOUT PRIOR NOTICE. YOUR CONTINUED USE OF OUR SERVICES CONSTITUTES ACCEPTANCE OF ALL CHANGES.

Modification Authority

The Company may modify this Policy:

• At any time and for any reason
• Without prior notice or consent
• To reflect changes in business practices
• To comply with legal requirements
• To address new technologies or services
• To enhance our rights and protections

Notification Methods

We may notify you of changes through:

• Updates to the "Last Updated" date on this page
• Email notifications (at our discretion)
• Website banners or pop-up notices
• In-app notifications or messages
• Social media announcements
• No notification may be provided

Effective Date and Acceptance

• Changes become effective immediately upon posting
• No grace period or transition time is provided
• Continued use constitutes acceptance of all changes
• You are responsible for regularly reviewing this Policy
• Ignorance of changes does not excuse compliance

Material Changes

We reserve the right to determine what constitutes a "material" change:

• All changes are deemed accepted regardless of materiality
• No special notice required for material changes
• Previous versions of the Policy are superseded
• No grandfathering of previous terms

Retroactive Application

Policy changes may apply retroactively to:

• Previously collected personal information
• Historical usage data and analytics
• Past transactions and interactions
• Archived and backup data
• Any information in our possession

Version Control

We may maintain previous versions of this Policy for reference purposes, but only the current version posted on our website is legally binding. Historical versions have no continuing legal effect.

Acceptance Requirement

If you do not agree to any changes to this Privacy Policy, your sole remedy is to discontinue use of our Services immediately. Continued use after changes constitutes full acceptance and agreement to be bound by the modified Policy.